Building on Strength: Carver County’s Housing Future


(Hear from Carver County Commissioners is a regular feature where Carver County commissioners share updates, insights, and messages with their communities. Commissioner John Fahey, District 5, is providing the current edition.)

Carver County is a special place. Our residents enjoy one of the highest qualities of life in the nation, with an average life expectancy of 82.3 years, outpacing both the Minnesota average of 79.3 years and the national average of 77.1 years.

A quarter of our population is under 18, reminding us that the decisions we make today must ensure a bright and sustainable future for generations to come.

That is why housing has been a central focus for the Carver County Board.

Last summer, we received the results of the 2024 Comprehensive Housing Needs Analysis, the first county-wide study of its kind since 2014. The study projects that Carver County will need nearly 32,000 housing units by 2040 to meet the demand of our growing county.

Growth is being driven by strong household incomes, shifting demographics, and a need for diverse housing options, including starter homes for young families as well as maintenance-free living for older adults. One of the most striking findings is the growing number of Baby Boomers choosing Carver County, a trend that contributed to a 124% population growth between 2010 and 2024 and is expected to continue through 2040.

Currently, housing supply is tight. For-sale homes remain well below equilibrium levels, and many families are priced out of new construction.

At the same time, we see pent-up demand for both market-rate and affordable rentals, as well as townhomes and senior living options. These findings give us a roadmap for the future, one that emphasizes balance, accessibility and long-term planning.

We’ve already begun taking steps in that direction.

Just recently, I had the privilege of speaking at the Carver Place ribbon-cutting ceremony, celebrating the opening of 60 new affordable homes in our community.

Back in 2021, the County Board committed $3 million to support housing initiatives, with $1 million dedicated specifically to Carver Place. That investment is paying off, providing safe, stable housing for families and individuals who need it most.

But our work doesn’t stop there. This year, the CDA launched a Down Payment Assistance program to help first-time homebuyers. With $1 million allocated to the program, we expect to help at least 20 households purchase their first homes in Carver County. Already, families are closing on homes, creating new opportunities for stability and community growth.

Carver County is thriving, but we must continue to plan wisely and invest boldly. Together, we can ensure our community remains a place where families flourish, our communities grow, and people of all ages can build their futures.

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